ROI Calculator
Calculate Returns. Plan Better. Invest Smarter.
Advanced real estate ROI calculator to analyse rental income, property appreciation, cash flow and total returns — helping you make smarter, data-driven investment decisions.
Detailed ROI Insights
Comprehensive Analysis
Rental & Appreciation
Dual Return Calculation
Customizable Inputs
Tailor to Your Investment
Visual Reports
Charts & Projections
Investment Confidence
Data-Driven Decisions
Investment Details
Investment Breakdown
Rental Income
Expenses (Annual)
ROI Summary
Initial Equity
₹ 75,00,000
Net Profit (5 Yrs)
₹ 1,54,58,445
Equity ROI (5 Yrs)
206.11%
Annualized ROI (IRR)
21.22%
Net Rental Income
₹ 29,40,379
Property Appreciation
₹ 1,95,52,467
Cash on Cash Return
-15.58%
Interest Paid
₹ 70,34,401
Equity Break Even
Year 1
Returns Over Time
Estimated property value, appreciation and cumulative rental income.
Annual Cash Flow
| Year | Net Cash Flow | Principal | Cumulative |
|---|---|---|---|
| Year 1 | ₹ -12,97,429 | ₹ 3,48,290 | ₹ -12,97,429 |
| Year 2 | ₹ -12,67,429 | ₹ 3,79,076 | ₹ -25,64,858 |
| Year 3 | ₹ -12,35,929 | ₹ 4,12,583 | ₹ -38,00,786 |
| Year 4 | ₹ -12,02,854 | ₹ 4,49,051 | ₹ -50,03,640 |
| Year 5 | ₹ -11,68,125 | ₹ 4,88,743 | ₹ -61,71,765 |
ROI Performance
Gross Returns
₹ 2,24,92,846
(5 Years)
₹ 29,40,379
₹ 1,95,52,467
Financing cost is deducted separately when calculating your final investor profit.
Investment Insights
A quick view of your projected profitability, returns and cash-flow position based on the assumptions entered above.
Estimated Net Profit
₹ 1,54,58,445
Over 5 years
Equity ROI
206.11%
Total return on initial equity
Annualized Return
21.22%
Estimated IRR
Final Investor Wealth
₹ 2,29,58,445
After 5 years
Where Your Returns Come From
Property Appreciation
₹ 1,95,52,467
86.9% of gross returns
Based on the assumed annual appreciation rate.
Net Rental Income
₹ 29,40,379
13.1% of gross returns
After operating expenses over the holding period.
Financing Cost
₹ 70,34,401
Total interest paid
Loan principal repayment is building your property equity.
Annual Cash Flow
-₹ 12,97,429
Your rental income currently does not fully cover operating expenses and EMI.
Equity Break-Even
Year 1
Your projected property equity and cumulative cash flow recover the initial equity contribution by Year 1.
What this means for your investment
Based on the current assumptions, this investment projects an estimated ₹ 1,54,58,445 profit over 5 years, equivalent to a 206.11% equity ROI. Your projected property appreciation contributes ₹ 1,95,52,467, while net rental income contributes ₹ 29,40,379.
* Returns are estimates based on the assumptions entered into the calculator. Property appreciation, rental income and future returns are not guaranteed. Taxes, brokerage and selling costs are excluded unless specifically included in the calculator inputs.
Scenario Planning
Try Different Scenarios
Change rent, appreciation, interest rate or holding period to explore how different assumptions can affect your projected investment returns.
